Make a Difference

TDR will be issued for donations of $10 and above.


How Your Donation Makes a Difference

About Us

Credit Counselling Singapore (CCS) was established in 2004. We provide support to the lesser served, ie, individuals who may not qualify for social assistance but need a helping hand to regain their footing for financial wellness or build their financial capabilities to become more self-reliant, financially.

As of June 2022, we have assisted more than 35,000 individuals and families. Our efforts help prevent social problems caused by family breakup due to money problems; and our services and programmes enable many to see light at the end of the tunnel in their financial struggle.

One gets services from CCS that few organisations are able to provide in an objective & professional manner at low/no cost. Please support our cause. Your generous donation will enable us to continue to serve the lesser served at low/no cost.

Our Programmes


* Debt Management talk help distressed borrowers, individual & business owner, to understand their options & next course of actions to prevent the problem from becoming a threat that causes harm to oneself & one's family.

* Various personal financial topics that promote financial awareness & well-being.

Financial Counselling

* Budget Counselling enhances cashflow management - it supports us in achieving our personal/family's financial goals & prevent us from falling into a debt pit.

* Credit Counselling helps the distressed debtor to understand his financial position & identify the appropriate solution. Where applicable, CCS helps draw up the Debt Management Programme that enables the borrower to feed his family & make feasible repayment to discharge off his debt obligations.


* Cent'sible Retirement Programme - support the middle stratum HDB dwellers who are in their 50s to early 60s, enable these young seniors to become more financially self-reliant in retirement.

* Bankruptcy Rehabilitation Programme - provides support to the bankrupts & their families to cope with the bankruptcy recovery journey. The support covers financial counselling/ literacy, employment, & emotional/relationship stress management.

Organisations who are seeking for Corporate Social Responsibility programme to engage in, and/or provide Employee Assistance Programme & would like to expand its menu of programmes to their staff are welcome to contact CCS at [email protected]
  • Community
  • Education
  • Families
  • Social Service

Judy Chee

Credit Counselling Singapore

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